Claiming your Rent and Property Taxes on your Canadian Taxes

Although not everyone in Canada can claim this, a handful of provinces allow you to claim either your rent or property taxes as a provincial credit on your tax return. Other provinces use the amount you paid for rent/property taxes as part of a benefit calculation.

The provinces that let you claim your rent/property taxes are:

• British Columbia

• Manitoba

• Ontario

• Quebec

British Columbia

Last year the BC introduced the BC Renters Tax Credit starting on the 2023 tax returns. This credit allows you to claim the rent you paid on form BC479.

This credit is based on your income and gives low- and moderate-income renter individuals and families an additional $400 back on their tax return.

To qualify you must be an individual or family with an adjusted income of $64,764 or less. Individuals and families with an adjusted income greater than $64,764 and less than $84,764 may receive a reduced amount.

More information about the BC Renters Tax Credit can be found HERE.

Manitoba

Manitoba allows you to claim either your rent and property taxes to receive a credit or money back. If you are a senior who rents you can apply for an additional amount as well.

NEW FOR 2025: The Education Property Tax Credit (EPTC) has been replaced by the Homeowners Affordability Tax Credit (HATC) and has increased to a maximum of $1,500.

This can still be claimed on form MB479.

More information about the new Homeowners Affordability Tax Credit (HATC) can be found HERE.

If you rent in Manitoba you can claim the Renters Tax Credit on form MB479. You will receive a refund of $575 for that year if you rent your principal residence in Manitoba. If you are a senior you can apply for an additional amount of up to $328.

More information about the Renters Tax Credit can be found HERE.

Ontario

While Ontario does not give you a tax credit when you claim your rent and property taxes these amounts are used to calculate your Ontario Trillium Benefit.

This is a social benefit paid out monthly to low- and moderate-income individuals and families to help pay for energy costs, provincial sales tax, and property taxes.

The Ontario Trillium Benefit combines the following credits:

• Northern Ontario Energy Credit

• Ontario Energy and Property Tax Credit

• Ontario Sales Tax Credit

*You need to be eligible for at least one of the three credits to receive the benefit.

To apply for the Ontario Trillium Benefit you will claim your rent and property taxes on form ONBEN.

You can find more information about the Ontario Trillium Benefit HERE.

Quebec

Claiming your rent and property taxes in Quebec works similarly to Ontario. While you do not receive a tax credit for these expenses they are used to calculate your Solidarity Tax Credit.

This is a social benefit paid out monthly to low- and moderate-income individuals and families in Quebec.

If you are claiming your rent you will receive a RL-31 from your landlord. You will claim that on Schedule D.

If you own your home you will claim your roll number or cadastral designation which is displayed on your municipal tax bill on Schedule D.

You can find more information about the Solidarity Tax Credit HERE.

✨And just like that you've claimed your rent and property taxes on you Canadian taxes.

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